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Helping You To Fund Your
Business Growth Ambitions

Asset Leasing and Finance provide a wide range of products that are suited to the financial needs of every business. Our proactive and systematic approach ensures that you're able to get the right funding that you need to achieve your business growth ambitions.

We do not believe in taking a one size fits all approach. We take the time to really get to know our clients, to build a relationship of trust with each one to ensure that we are getting your finance needs right, first time. We are striving towards being the only name that springs to mind for all of your commercial asset finance, business loans and re-financing requirements. We assist businesses across the United Kingdom and applications are consistently completed within a 24-hour timescale. We are supported by a panel of over thirty lenders, from high-profile, high-street banks, to niche lenders who may be willing to finance projects that would be rejected by mainstream finance sources.

Once your application has been submitted, we would expect to have a response from the lender within 24 hours.

Find out more below:

Asset finance provides a fixed-term solution for spreading the cost of the purchase of assets that you need in order to help your business grow.
We provide finance for a wide range of assets, including the following:

  • Vehicles, including HGVs
  • Engineering machine tools
  • Waste management
  • Construction industry equipment and tools
  • Printing presses
  • Agricultural equipment
  • Materials Handling
  • IT Hardware and software
  • Office fit-outs

Typical repayment terms vary from two to five years, although for larger or higher-value items, this can be extended up to seven years.
There are different types of asset finance to choose from:

  • Hire Purchase - A initial deposit payment is made; this is usually 10% of the net cost, plus the total VAT amount. The balance would then be repaid over the agreed finance term.
  • Lease Purchase - This is similar to the hire purchase option, but at the end of the agreement there is a 'balloon'  payment. This means lower monthly repayments.
  • Finance Lease - An initial deposit, which can be as low as the amount of one monthly payment, with the balance being repaid over the finance term. The VAT is paid monthly on top of repayments.

Please note that not all of these finance option's are available for certain types of asset. We are happy to discuss this further with you.

We know that managing cash flow in your business can be tricky. Asset Leasing and Finance can help you to secure a business loan from £25,000 to £1,000,000.

Typical examples of need would be:

 

  • Purchasing stock
  • Investment in growth
  • Existing debt consolidation
  • Payment of one-off bills (such as VAT or Corporation Tax)
  • Funding professional fees

It's important to remember that business loans are not secured against a specific asset or assets and the repayment term can typically be from just one year, up to six years; the repayment term is fixed from the start, which gives you peace of mind to be able to budget effectively, knowing how much you are paying each month and the loan finish date.


The majority of our lenders operate a "no exit penalty" clause on business loans, meaning if you pay off the loan early, you only pay interest for the time that you have borrowed the money.

Ownership of assets can be restrictive when you need liquidity in your business. Freeing up cash from these assets through capital release can provide a cash injection when you need it the most.


Assets with a high initial cost (e.g., printing presses, HGVs, engineering machine tools, etc.) often still have a significant value further down the line, which could allow you to leverage their collateral to obtain funds to use elsewhere in your business.


We are more than happy to discuss re-financing options with you.

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